Credit Model Validation Manager

Monzo is seeking a Credit Model Validation Manager to join their expanding second line of defence Credit Model Validation team. The role involves providing independent oversight, challenge, and expert validation across a broad suite of credit models as the borrowing business grows. Candidates can be based in London, Cardiff, or work remotely within the UK.

• Strong background and practical experience in credit model development and/or validation across a range of model types
• Experience with IFRS 9 impairment, Internal Ratings Based (IRB) or other capital models, stress testing, economic response, forecasting, decision science scorecards, or NPV/unit economics modelling
• Understanding of model risk management in practice, including independent validation, model governance, ongoing monitoring, model change, and issue management
• Strong SQL and Python skills to produce clear, reusable, and tested code using collaborative practices
• Strong written and verbal communication skills to articulate problems and solutions to non-experts
• Track record of building and maintaining trusting relationships with stakeholders at all levels while providing effective and respectful challenge

Data-driven professionals with hands-on experience in credit risk modelling or model risk management who want to drive impactful model validation practices within financial services.

Candidates apply on the employer's official site.