Credit Model Validation Manager (Machine Learning & NPV Models)

Monzo is seeking a Credit Model Validation Manager to join its growing second line of defence Credit Model Validation team. The role focuses on providing independent oversight, challenge, and expert validation across a suite of credit models including underwriting scorecards, origination PD models, and NPV unit economics models. Candidates can be based in Cardiff, London, or remotely within the UK.

• Strong data and analytical skills with deep expertise in credit risk modelling
• Hands-on experience in model validation or model development within a financial services environment
• Practical experience using Python to develop, validate, or analyse machine learning and statistical models
• Strong SQL and Python skills
• Experience with machine learning or statistical models used in credit decisioning, such as decision science scorecards, origination or underwriting PD models, and NPV or unit economics modelling
• Strong written and verbal communication skills with the ability to articulate problems and solutions to non-experts
• Track record of building and maintaining trusting relationships with stakeholders at all levels

An analytical professional with a background in credit model development or validation who excels at building stakeholder relationships and balancing commercial and risk outcomes.

Interested candidates should apply on the employer's official site.